Now Available · NC Housing Eligible

487 Kacys
Place Way

Exclusive financing incentives available through Element Home Loans

$15,000
NC Housing Assistance
$2,500
Lender Credit
1%
Down Applied by Lender
5.5%
Rate Year One (Buydown)
$0
Mortgage Insurance (Qualified)
Exclusive Incentives

Financing Options for
This Property

These opportunities are exclusively available when you finance through Element Home Loans — your preferred lending partner for 487 Kacys Place Way.

🏛
Forgivable Grant
$15,000
NC Housing Down Payment Assistance
This property qualifies for $15,000 from NC Housing — a forgivable grant at 0% interest that covers your down payment and closing costs. You may owe nothing out of pocket.
💰
Lender Credit
$2,500
Preferred Lender Credit
Receive a $2,500 lender credit when you obtain financing through Element Home Loans. Applied directly toward your closing costs at settlement.
🏠
Low Down Payment
2% Total
1% Down Payment Program
This property qualifies for a 2% total down payment — and Element Home Loans contributes 1% on your behalf. That means you only bring 1% yourself.
🛡
No PMI
$0
No Mortgage Insurance
Qualified buyers can eliminate private mortgage insurance entirely when financing through Element Home Loans — saving you money every single month.

Lender-Paid 1% Temporary
Rate Buydown

5.5%
Interest Rate · Year One
Paid by Element Home Loans on your behalf
📉
Lower payment in year one

Start with a reduced rate — as low as 5.5% — giving you breathing room in your first year of homeownership.

🎁
Lender pays the buydown cost

Element Home Loans covers the cost of the temporary rate reduction. No additional fees to you.

📋
Available through preferred lender only

This buydown is exclusively available when financing through Element Home Loans.

Your Lender

Your Preferred Lender

Jacob Roche
Preferred Lender
Jacob Roche
ELEMENT HOME LOANS
NMLS #2223194